<?xml version="1.0" encoding="UTF-8"?>
<!--
  Sitemap for the Financial Future Readiness Assessment public content.
  Production domain: https://summitretirescore.com
  Excludes /admin and /api by design.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://summitretirescore.com/</loc>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://summitretirescore.com/how-the-score-works</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://summitretirescore.com/financial-planning-20s-30s</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://summitretirescore.com/financial-planning-40s-50s</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://summitretirescore.com/retirement-readiness-guide</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://summitretirescore.com/financial-readiness-faq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://summitretirescore.com/privacy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
</urlset>
